Mutual Fund Richard

A Mutual Fund I would invest in is ProFund Biotechnology UltraSector Inv (BIPIX). In the last 6 months, the percent went up significantly and is still increasing. All the pharmaceutical companies in the Mutual Funds are at a high percentage except one, which is only -2.43%. I would still make a lot of money because there are 10 other stocks that I'm making profit from.


If you were to invest in it 10 years ago, you would make 17.47%. Three years ago, you would make 32.90% and 1 year ago it was at almost 80%. As time goes on, the percent keeps going up which means I'll make more profit. The Morningstar Style Box also shows that the Value, Blend, and Growth is large which benefits me.

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"Spring Break" Stock - Victoria F


LinkedIn: (LNKD)


If I was told to invest in a “social media” company, I would invest in LinkedIn.  Its previous close is at 187.76 and today’s open was at 188.89. The market cap is at 20.5 billion which is insanely impressive for a company that has been created roughly 2 years ago. The YTD is 73.57 which has increased by 64.07%. As of now, a share of the company is worth 188.39. LinkedIn is a professional network dedicated to show off your identity in the business world and expand yourself as well as your “profession”. It’s a brilliant idea especially since new talent and intellect is always pouring in and prospering. As of now, I don’t see why the company should suffer for any reason since its main focus is business, which is always progressing. Unless there is a better social-professional website or horrible marketing, LinkedIn should start profiting more. In addition, the growth and valuation of the company is all positive with high numbers and is expected to stay that way, promising the investors a decent amount of profit. As an incoming freshman at college, I will eventually end up using the website to expand in the "professional" world as many others would from my generation. Social networking websites will always come up, but this particular site is the first one I've seen that isn't mainly focused on entertainment and making new friendships for the individual benefit. The company will definitely expand/prosper in the near and far future.

"While Facebook and other “social” companies struggled with uneven stock performance and other challenges in 2012, LinkedIn saw its revenue, profit and share price surge by 80 percent, thanks to its membership of 200 million professionals and the prospective employers who pay to reach them"
"And by doing so, experts say, the networking site has turned the world of recruiting and hiring on its head. As more people post their résumé on LinkedIn, corporate headhunters are increasingly using the site to identify potential employment candidates — including people who aren't actively looking to change jobs — rather than wait for them to submit an application."
Bailey, Brandon. "As Facebook Stumbles, LinkedIn Thrives." The Seattle Times. N.p., 28 Apr. 2013. Web. 30 Apr. 2013.<http://seattletimes.com/html/businesstechnology/2020869666_linkedinsuccessxml.html>.

The idea is life-changing, it could be potentially aiding the unemployment problems that are so consistent in our country. It has expanded greatly for the benefit of individuals the country's growth as well as the company's.


Growth & Valuation

Earnings growth (last year)+72.73%
Earnings growth (this year)+52.60%
Earnings growth (next 5 years)+50.00%
Revenue growth (last year)+86.20%
P/E ratio991.5
Price/Sales12.42
Price/Book22.46
Victoria Feldshteyn C Band

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Blue Chip Stock - Victoria F


Exxon Mobil Corp: (XOM)


I would invest in Exxon Mobile as my “blue chip stock” because it is financially reliable, safe, and top in its category. The market cap is at 393.4 billion. The previous close was at 88.00 per share and today’s open was at 88.26; the volume was at approximately 88.01-88.83 per share. The YTD has a 1.92% increase. In addition, it is in the “Integrated Oil” industry which shouldn't suffer anytime soon since America relies on oil like nothing else. According to their 4yr trend, the net revenues and the cost of goods sold have been significantly increasing. Their earnings per share have dramatically increased from $3.98 in 2009 as opposed to $9.70 in 2012. It seems like it would bring a huge profit in the long run. I think that the stock can reach its previous early highs in the future. As of now, this year’s growth is down by 2.01%, but is expected to increase 1.66% in the next 5 years. In the next year, the forecast predicts a $106.00 (+20.2%) high and a $82.82 (-6.1%) low.

"We believe that ExxonMobil is the world’s best-run integrated oil company, based on its track record of superior return on capital employed. The company boasts diversified operations across the world with several new projects coming online through 2013. ExxonMobil’s strength is in its balanced operations, strong financial flexibility and continuous improvement in efficiency and cost control. The company’s efforts to build an unconventional resource portfolio both in North America and overseas is aimed at increasing production through increased exposure to large energy resources with long reserve life and low field declines.With the spike in natural gas prices from higher demand, ExxonMobil expects unconventional gas to play a dominant role in the future supplies, owing to the rapid decline in conventional production."
Vickery, Mark. "ExxonMobil: Earnings Rise, Sales Fall." Www.zacks.com. Zacks, 25 Apr. 2013. Web. 30 Apr. 2013. <http://www.zacks.com/stock/news/97875/exxonmobil-earnings-rise-sales-fall>.
Most blog analysts believe that Exxon will have financial problems, but they are ultimately the most powerful company in the oil industry (with their earnings continuing to rise). I think that by investing in this company, you are bound to make a decent amount of profit unless America stops relying on oil. Prices fluctuate a lot when it comes to gas, but people will continue to depend on it meaning consistent incoming profit for the investors. 

Victoria Feldshteyn C Band

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ProFunds Biotechnology UltraSector Svc (BIPSX)
Nicole Tesoriero


         If I were to purchase a mutual fund, I would purchase ProFunds Biotechnology UltraSector SVC (BIPSX). One of the reasons I would pick it is because it was rated #2 mutual fund in a study done by "Morningstar.com". It has really high numbers which is why I considered purchasing it. The fund is now selling for $136.53. At the moment, BIPSX is done 0.29%. This is a minuscule factor when looking at the big picture of purchasing this fund though. I can prove to you right now that if you were to invest, you wouldn't be wasting your time. In the 5 year scale from April 28, 2008, it is up 176.15%. That is remarkable. In the 2 year scale, it is up 133.15% as well as being up 93.91% in the one year scale. It's net assets are a whopping 167.68 million!! The company has had a historically high closing on April 29th at a new high at $136.53. This health company is a great fund to invest in. It has a 3 month return of 37.41%, 37.41% YTD return, a 3 year return of 32.9%, and a 5 year return of 21.03. It is in the ProFunds family which is takes the top 4 spaces in the top Mutual fund finders. When you look at the chart, the money has been moving in the "bull" direction for the past 5 years. That is reliable. This company is run by the manager Hratch Najarian who has been the manager since September 30, 2011. He was an associate portfolio manager with ProFund managers since 2004. Since he began, the company has been excelling dramatically in the long-run. Overall, according to the holdings, performance, quotes, profile, and reports, I believe that it is an obviously smart decision to buy this fund. You will not regret it as you continue to make bank!! 

Top 10 Holdings (51.74% of Total Assets) 
CompanySymbol% AssetsYTD Return %
Amgen Inc.AMGN14.3919.23
Gilead Sciences, Inc.GILD10.9830.65
Biogen Idec Inc.BIIB7.0431.70
Celgene CorporationCELG6.8249.15
Alexion Pharmaceuticals, Inc.ALXN3.751.98
Regeneron Pharmaceuticals, Inc.REGN2.314.35
Vertex Pharmaceuticals IncorporVRTX2.2428.88
Life Technologies CorporationLIFE1.8631.69
Illumina, Inc.ILMN1.25-2.43
ONYX Pharmaceuticals, Inc.ONXX1.1018.10


-Nicole Tesoriero 

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Mutual Funds (GUCAX) - Victoria F

GUCAX: AllianzGI Ultra Micro Cap A


Top 10 holdings include:

I would invest in the mutual fund GUCAX. The name of the fund family is Allianz Funds which is in the “small growth category” which is considered to have “high risk”; however, the prices of the shares are expected to rise tremendously which would ultimately bring huge profits. Most of the sector weightings are involved in healthcare, industrial(s),  and technology. All categories will always be necessary and progressing which is the main reason why I would invest in this fund. At the moment, the previous close was at 18.38 with a 0.87% growth, but for the past week the fund has had a 2.40% growth. Generally it is doing great, and is steadily increasing in market value and gaining profit(s). As of March 30, 2013 the year-to-date return is at 19.87%. Since the fund is relatively new, 3-5yr reports aren't available but are projected to do well. Morningstar gives the fund a 5-star rating. The lead manager, Mathew K. Axline, has significant experience with portfolio management; he has 12 years of investment industry experience which makes his decisions reliable.

"'But micro-caps can be worthwhile holdings', says Hal Ratner, a chief investment officer of Morningstar Investment Management. 'The smallest stocks sometimes diversify portfolios and deliver winning returns...' 'Micro-caps can be volatile, but they can give you the potential for strong returns...'"

"Another strong-performing mutual fund is AllianzGI Ultra Micro Cap , which returned 15% annually during the past five years. Portfolio Manager Bob Marren prefers companies with market capitalizations of less than $300 million. Some of his holdings are solid businesses in the early stages of a growth phase... In other instances, he will take companies that appear to be poised for turnarounds after periods of stagnation. Last year the fund enjoyed a special boost when several of its holdings were purchased at premiums by bigger companies. Marren said that his stocks often make tempting acquisition targets. 'Corporate purchasers like to buy companies with good growth prospects and low valuations,' he says."

Luxenburg, Stan. "Getting Big Returns From Tiny Stocks." TheStreet.com. Yahoo! Finance, 25 Apr. 2013. Web. 30 Apr. 2013. <http://finance.yahoo.com/news/getting-big-returns-tiny-stocks-142500251.html>.


Top 10 Holdings (17.02% of Total Assets)
CompanySymbol% AssetsYTD Return %
Carriage Services, Inc. CommonCSV1.8680.67
AMN Healthcare Services Inc AMNAHS1.8535.32
Capital Senior Living CorporatiCSU1.8239.38
The Spectranetics CorporationSPNC1.8225.46
Barrett Business Services, Inc.BBSI1.7935.63
Homeowners Choice, Inc. CommonHCI1.6630.71
PDF Solutions, Inc.PDFS1.5811.03
TearLab CorporationTEAR1.5867.56
Nautilus, Inc. Common StockNLS1.56106.55
inContact, Inc.SAAS1.5049.81

Victoria Feldshteyn C Band


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Mutual Funds (BIPIX) - Alexey Shamray

ProFunds Biotechnology UltraSector Inv (BIPIX)


When purchasing a mutual fund, I would pick BIPIX. According to Morningstar.com, BIPIX is the top  mutual fund in the health category. It's high numbers make it a mutual fund that I will look after. 
Currently BIPIX is down 0.28%. However after looking at it's holdings, I have seen plenty of information that reenforce that fact that this is worth purchasing. According to the Equity Holdings chart, the earnings for BIPIX are at 20.58 while the category average for earnings is 17.12. The earnings growth for BIPIX over three years was 26.29%. The category average was only 8.92%. BIPIX also surpassed the category average in sales and cashflow. 
Morningstar gave BIPIX a return rating of 5.00. It's best return over one year was 65.82% which was for 2012. It's worst return over one year was in 2002 of 53.68%. Since 2009, the returns have been increasing annually. In every time period, BIPIX is ranked the best in total returns. This includes over a 5 year span all the way down to a 1 month span. 
The fund is currently worth $154.66 and is down 0.28%. It's previous closing was at $155.09. Looking at a chart of BIPIX over the last 3-6 months, the fund has not been fluctuating dramatically and is steadily increasing over time.
This mutual fund is managed by Hratch Najarian. He work as a portfolio analyst for ProFund Advisors since 2004. He is well experienced in this area and knows how to manage this well. Najarian has been the lead manager since September 2011. This earnings growth dramatically increasing in 2012, which means that Najarian must have led this fund into the right direction. 
After looking at the fund's holdings, performance, quotes, reports and profile, I believe that it is worth purchasing BIPIX. This fund has been doing exceedingly well recently and it is worth investing into. Healthcare is an important part of the economy and most the top ten holdings of BIPIX are doing well for the fund to keep growing.


Top 10 Holdings (51.74% of Total Assets) 
CompanySymbol% AssetsYTD Return %
Amgen Inc.AMGN14.3919.23
Gilead Sciences, Inc.GILD10.9830.65
Biogen Idec Inc.BIIB7.0431.70
Celgene CorporationCELG6.8249.15
Alexion Pharmaceuticals, Inc.ALXN3.751.98
Regeneron Pharmaceuticals, Inc.REGN2.314.35
Vertex Pharmaceuticals IncorporVRTX2.2428.88
Life Technologies CorporationLIFE1.8631.69
Illumina, Inc.ILMN1.25-2.43
ONYX Pharmaceuticals, Inc.ONXX1.1018.10



-Alexey Shamray

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Mutual Fund Blog

Brian Larsen

If I were to invest into one Mutual Fund, I would invest in the fund Pro funds Ultra Dow 30 Inv, or also known as UDPIX. The reasoning behind this is that all of the companies included are all well known companies that have a history of being in the green when it comes to they're stock quote.

Here are some of the top 10 stock holding that the mutual fund holds.


Top 10 Holdings (44.67% of Total Assets) 
CompanySymbol% AssetsYTD Return %
Djia Mini FutN/A11.4311.32
International Business MachinesIBM7.3511.44
Chevron Corporation Common StocCVX4.175.53
Exxon Mobil Corporation CommonXOM3.4514.47
3M Company Common StockMMM3.3113.16
McDonald's Corporation Common SMCD3.28-4.43
Caterpillar, Inc. Common StockCAT3.2113.96
United Technologies CorporationUTX2.9511.24
Wal-Mart Stores, Inc. Common StWMT2.8417.53
The Travelers Companies, Inc. CTRV2.68N/A


The top three holdings in the fund are, Wal-Mart, ExxonMobile, and Caterpillar. Theses are three of the most well known companies in the country all producing product that is neccessary for the country and a lot of people.

Some performance stats for the fund include the numbers below

Performance Overview 
Morningstar Return Rating:4.00
Year-to-Date Return:23.95%
5-Year Average Return:3.66%
Number of Years Up:8
Number of Years Down:2
Best 1 Yr Total Return (2003-12-31):51.02%
Worst 1 Yr Total Return (2008-12-31):-62.12%
Best 3-Yr Total Return (N/A):22.28%
Worst 3-Yr Total Return (N/A):-19.03%

The year-to-date return so far for 2013 is a staggering 23.95% with the 5 year return sitting at 3.66%. This looks like it would be a great mutual fund to invest in, even in real life not just the SMG game.



If I had the money to spend, I would most definitely buy this stock because it looks like a very promising investment, due to the companies, as well as the year to date return, as well as the 5 year average return.

-Brian Larsen

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